Fund Your Future at Atria University
Education loans made simple — so financial constraints never stand between you and your dream education.
₹7,00,000 Annual Fee
Up to 100% Loan Coverage
15+ Banking Partners
Why Take an Education Loan?
Invest in your education today, repay when you're placed tomorrow
Preserve Family Savings
Don't drain your family's hard-earned savings. An education loan lets you invest in your future while keeping your family's financial security intact.
Tax Benefits Under 80E
Repayments on education loans qualify for income tax deductions under Section 80E — reducing your tax burden once you start earning.
Build Credit History Early
Timely repayment of your education loan helps you build a strong credit score before you even begin your professional career.
Moratorium Period
Most education loans offer a repayment holiday during your study period plus 6–12 months after graduation — so you can focus on learning.
Our Banking Partners
Atria University is recognised by leading banks and NBFCs for education loan disbursement
State Bank of India
Bank of Baroda
Punjab National Bank
Canara Bank
HDFC Bank
ICICI Bank
Axis Bank
Union Bank of India
Kotak Mahindra Bank
Federal Bank
Karnataka Bank
IDBI Bank
Credila (HDFC)
Avanse Financial Services
InCred
* Loan approval is subject to the bank's eligibility criteria and documentation. Atria University facilitates the connection but does not guarantee loan approval.
Education Loan Eligibility Criteria
Education loans for Atria University are available to Indian nationals who have received an official offer of admission. Most banks consider the student as the primary borrower with a parent or guardian as co-borrower.
Download Loan ChecklistBasic Requirements
- Indian National (resident or NRI)
- Confirmed admission offer from Atria University
- Age: 18 years and above (or parent as co-borrower)
- Academic record from Class 10 & 12
- Co-borrower with stable income (parent/guardian)
- KYC documents of student and co-borrower
- Proof of admission / fee structure letter
- Bank statements for the last 6 months (co-borrower)
How to Apply for an Education Loan
A simple 6-step process to secure your education financing
Receive Admission Offer
Secure your seat at Atria University by completing the 3-stage admissions process.
Get Fee Structure Letter
Request the official fee structure letter from the Office of Admissions — required by banks.
Choose Your Bank
Contact our Financial Aid office to explore which banking partner suits your needs best.
Submit Loan Application
Apply directly with the bank. Provide all required documents for student and co-borrower.
Loan Sanction & Disbursal
After verification, the bank sanctions and disburses the loan directly to Atria University.
Begin Repayment Post-Study
Enjoy the moratorium period during your studies. Repayment begins after course completion + 6-12 months.
Our Financial Aid office at financialaid@atriauniversity.edu.in can guide you through the process.
Frequently Asked Questions
Most banks offer up to 100% of the total course fee including tuition, hostel, and other charges. For loans above ₹7.5 lakhs, collateral may be required depending on the bank's policy.
For loans up to ₹4 lakhs, no collateral is needed. Between ₹4–7.5 lakhs, a guarantor may be required. For loans above ₹7.5 lakhs, tangible collateral such as property is typically required.
Interest rates vary by bank — typically ranging from 8.5% to 13% per annum. Some banks offer concessions for female students. Contact our Financial Aid office for bank-specific details.
Repayment begins after your course ends plus a 6 to 12-month moratorium period (depending on the bank), giving you time to find employment.
Yes, most education loans cover tuition fees, hostel fees, exam fees, and other related costs. The total amount depends on bank policy.
Yes. Atria University is a UGC-recognised Karnataka State Private University, making students eligible for education loans from all major nationalised and private banks.
Don't Let Finances Hold You Back
Our Financial Aid office is here to help you navigate education loans, scholarships, and financial aid — so you can focus on building your future at Atria University.